Location, Location, Location

JP Morgan’s Michael Feroli says, in the words

of the WSJ’s Real Time Economics blog, that all Fed politics is local. Which

Federal Reserve banks wanted a cut in the discount rate? The ones where housing

prices were looking weak. The Federal Reserve Banks with strong housing markets,

on the other hand, didn’t want a cut in the discount rate. Here’s David

Altig’s version of Feroli’s chart:

feroli_picture.jpg

It’s cute. But Altig isn’t impressed. He points out that "Federal

Reserve Bank districts are a bit larger than the cities in which they are based,"

and asks:

What do you suppose happens if I take Feroli’s chart and replace

Atlanta with Miami (the residents of which have exactly the same claim on

the attentions of the Atlanta Fed as those who live in Georgia)?

You can click

through to his blog entry if you don’t know the answer. And Altig has to

say that he treats Miami with exactly the same amount of attention as he treats

Atlanta: he is director

of research at the Federal Reserve Bank of Atlanta, after all.

But I still suspect that Feroli might be on to something. After

all, if it was that easy to treat all parts of the country equally, there would

be no need to have separate Federal Reserve banks at all: everything could (and

probably should) be centralized in Washington. The idea, of course, with the

system as it stands is that if you’re located in a certain place you’ll be more

attuned to what’s going on there. And clearly, if you’re based in Atlanta you’re

naturally going to be more attuned to what’s going on in Atlanta than you will

be to what’s going on in Miami. You can try to keep everything econometric and

objective as much as possible, but as Alan Greenspan has been saying ad

nauseam of late, economics often comes from gut feelings, and you get gut

feelings not only from looking at numbers but also from overhearing conversations

about house prices.

This entry was posted in fiscal and monetary policy, housing. Bookmark the permalink.